My new topic is the Currency of Trust, which is focused on rebuilding trust in a world of suspicion. Agents will leave this presentation with a sense of how to keep their businesses centered on their longest-running strength, which is relationship. Brokers will leave this presentation with a better sense of how to strengthen their agents in a world of change post-settlement.  Associations will leave this presentation with a sense of focus on member engagement and why our trade relationships are critical.